Pay it in 4, interest-free. Afterpay it.
When you use Afterpay, you get it now, and you’ll pay for it in 4 interest-free instalments.
Pay in 4 Payment Journey(New User)
1. Get Started
By using email address or phone number
2.Create Account
Enter minimal details to ensure low friction
3.OTP
Enter one time password for security
4.Add Payment
Enter card details and validate billing address
5.Review Payment
Verify payment breakdown and paymen
6.Redirect
Afterpaywill pass the consumer back to merchant's site
Pay in 4 Payment Journey(Existing Users)
1.Log in
You can use either your email address or your phone number to log in.
2.Input info
Please enter your password to log in to your account.
3.Review Payment
Please verify the payment breakdown and confirm the payment details.
4.Redirect
Afterpay will pass the consumer back to merchant's site
Pay Monthly Payment Journey(New Pay Monthly Users)
1.Log in
Using your email address or phone number is required.
2.Select payment methods
Select Pay Monthly,the estimated installments subject to credit approval
3.Verify identity
Customer to verify profile information and enter last 4 digits of SSN
4.Reviewing
Afterpayloads payment options based on credit approval and other factors
5.Choose payment method
Customer is prompted to choose a payment option(pay monthly with interest or pay in 4 interest-free)
6.Review the order
Customers can view the order summary, expand it for the full payment schedule, and edit payment options.
7.Review lending details
Customer reviews and confirms Truth inLending disclosure complete with all repayment details before confirming order.
FAQs
How does Afterpay work?
When you use Afterpay, you pay for your items in 4 equal instalments over 6 weeks, without incurring any interest.
We pay the retailer in full and upfront on your behalf. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.
How do I set up an Afterpay account?
Setting up an Afterpay account is simple. To get the best experience, download the Afterpay app to sign up. Alternatively, you can sign up during the checkout process at participating online retailers. You must be over the age of 18 and provide some personal information, and link a valid debit or credit card.
Can I split my payments into more than 4 installments on using Afterpay?
Currently Afterpay allows you to split your payments into a maximum of 4 installments. Each installment is due every two weeks from the date of purchase. Longer-term installment options beyond 4 payments are not available at this time. However, there is an exception for select products where eligible users can opt for a 12-month installment plan. This option is only visible in the user's Afterpay wallet and may involve interest charges directly billed to the user.
Are my payment dates fixed?
Yes, when using Afterpay on Andsky, your payment dates are fixed. Afterpay will automatically deduct the installment amount from your chosen payment method every two weeks, providing a predictable payment schedule.
Is using Afterpay bad for my credit score?
We don’t believe that missing a payment with Afterpay should result in a bad credit history. Our main aim is always to help you spend responsibly, and we take a number of steps to help ensure this, including pausing your account when you miss a payment.
Are there any fees for using Afterpay?
Afterpay is free when you pay on time.
Is Afterpay secure and safe to use?
Your security is our priority. Afterpay has been built with a range of security features and services to help keep your accounts secure, including monitoring transactions to identify fraudulent trends and behaviours, multi-factor authentication, and encryption to protect your information.
Where can I learn more about Afterpay?
You can visit their website at afterpay.com
